Clarksville Tn Owner Operator Insurance – Great Rates!
Are you trying to find great coverage at affordable rates for Owner Operator Insurance in Clarksville Georgia and the surrounding areas?
Then don’t wait. Call Pathway Insurance toll free at 800-998-0662 and speak with our licensed agents today for great rates on Clarksville Owner Operator Insurance.
Pathway Insurance is a leading independent insurance agency offering competitive rates on commercial auto insurance in all fifty states, including quality programs for Owner Operator Insurance in Georgia, Michigan, Ohio, Kentucky, Tennessee, Florida, and more.
Online agents are standing by seven days a week to offer free quotes, issue new policies, answer questions, accept payments, process claims, and more. To get started now you can click on Georgia Owner Operator Insurance to send us your request for quotes online.
Clarksville Tn Owner Operator Insurance – Read Your Policy!
This week we finally conclude our first look at the importance of thoroughly reading and comprehending your commercial truck insurance policy.
Like we say every week, reading your policy is the best advice Pathway Insurance can offer to policyholders who want to understand what is and, more importantly, is not covered under their insurance plans. It is definitely the surest way to be certain that you understand your coverage completely, so that you aren’t surprised by an unexpected claim denial in the future.
Bearing that in mind, let’s return to our coverage scenario for part 5.
Clarksville Owner Operator Insurance – Coverage Scenario Part 5
You’ll recall that Tom, owner of A B C Trucking and Transport, had chosen a form of coverage called Specified Causes of Loss Coverage instead of the recommended Comprehensive Coverage, and as such, his trucks’ coverage is limited to the specific causes listed in his policy.
After Tom changed insurance providers, he still opted for Specified Causes of Loss Coverage, and assumed that his coverage would be the same.
In last week’s article, we took a look at Tom’s former commercial trucking insurance policy and found that the policy clearly states that collision with a bird or animal is covered under Specified Causes of Loss.
Now let’s take a look at the Specified Causes of Loss Coverage in Tom’s new policy:
Subject to the Limits of Liability, if you pay the premium for Specified Causes of Loss Coverage, we will pay for loss to your insured auto and its permanently attached equipment caused by:
- fire, lightning or explosion;
- theft;
- windstorm or hail;
- earthquake;
- flood or rising water;
- malicious mischief or vandalism; or
- the stranding, sinking, burning, collision, or derailment of any conveyance in or upon which your insured auto is being transported;
At first glance it looks nearly identical, with only a few minor differences in wording. But upon closer inspection it becomes clear that in this policy there is no mention of collision with an animal being considered a specified cause covered under Specified Causes of Coverage.
If Tom had read through his new policy, or even just read the section detailing specified causes, he might have realized that collision with deer would not be covered like it was on his old policy.
So as you can see, it’s of the utmost importance that you read your insurance policy thoroughly.
Owner Operator Insurance Clarksville Tn – Call Us Today!
Call Pathway Insurance today at 800-998-0662 or click on Clarksville Tennessee Owner Operator Insurance Quotes to send us a request for information and free quotes 24 hours a day.
In addition to Clarksville, we also serve the following areas:
- Owner Operator Insurance Chattanooga Tn
- Clarksville Tn Owner Operator Insurance
- Owner Operator Insurance Murfreesboro
- Jackson Tn Owner Operator Insurance
- Owner Operator Insurance Johnson Tn